Dissolve yeast in water
Mix milk, butter OR lard, sugar and salt together and heat in microwave until butter is melted
Add cold water to bring it to lukewarm temperature
Add yeast dissolved in water
Mix together well
Add about 5-6 cups flour, then mix well
Add more flour until the texture is right
Place dough into a greased bowl, cover and let rise until double
Punch down the dough and let it rise again
Shape into loaves and put into greased bread pans OR make into dinner rolls
Bake for about 30 minutes or until done
Remove from oven and brush the tops with butter or lard